تفاصيل الوظائف الشاغرة في بنك المشرق بتاريخ 20-4-2021
تفاصيل الوظائف الشاغرة في بنك المشرق بتاريخ 20-4-2021
Product Manager, Retail Deposits- Egypt COE
About the job
Job Purpose:
Drive the Retail Deposit Business for Individual customers in the UAE to achieve a profitable portfolio and facilitating customer propositions keeping customer value to Bank
Products include (Conventional and Islamic): Current Account, Savings Accounts (Basic Savings, Easy Saver and Dream Saver), Term Deposits (Fixed Deposits, Unfixed Deposits and Step up Saver) and Mashreq Millionaire
Key Result Areas:
Manage the P&L for Retail Deposits – balance growth, sales, attrition control, revenue and expense management
Work closely with the Business Manager – Deposits and Remittances and assist to ensure alignment of products and proposition as well as leveraging of initiatives (ensuring no redundancies)
Make available superior products, either developed internally or negotiated with outside suppliers/vendors, to customers
Use the marketing budget to develop effective promotions
Expand the Distribution channels beyond the regular bank channels
Directly manage the portfolio movements of monies across different deposit products to achieve the overall balance sheet goals
People management – motivate people to deliver desired goals and behavior
Develop processes for product delivery and product booking to provide superior customer service without compromising on operational controls
Identify new opportunities for creating bundled packages
Ensure that all products and processes meet the Compliance requirements of the country
Control attrition of customer to targeted level through relationship management, loyalty enhancement programs and effective ant-attrition processes
Knowledge, Skills and Experience:
10+ years of related banking and finance experience
Strong understanding of profitability drivers and market development across various product life cycle stages
High level of analytical skills and ability to understand scientific marketing techniques including surveying and statistical analysis in marketing program development
Ability to manage and lead cross functional project teams
Familiarity with bank’s operations, sales and support environments and a strong customer focus
Appreciation of Islamic banking concepts
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